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Portuguese and Italian

José Luiz Ragazzi


Practice Area(s)

Arbitration; Civil, Consumer, Banking, Financial Law and Debt Recovery

José Luiz Ragazzi  has been a partner of Tortoro Madureira & Ragazzi Advogados since 2014. Ph.D in Civil Procedural Law from Pontifícia Universidade Católica de São Paulo (PUC/SP) and Master of Constitutional Law from Instituição Toledo de Ensino (ITE). Professor of Civil Procedural Law for the Master’s/Doctorate’s Degree Program at Faculdade de Direito de Bauru (ITE). He is also a professor for various Graduate Degree programs throughout Brazil.

His practice areas are focused on Consumer, Banking and Civil Law and Debt Recovery, Reorganization and Arbitration. Ragazzi acted as General Legal Superintendent at Banco Safra, in the Debt Recovery area.
Member of the Debt Recovery Committee of FEBRABAN (Brazilian Federation of Banks), of the Brazilian Institute of Procedural Law, of the São Paulo Attorneys Institute (IASP), and also member of the editorial board of various publishers and legal journals.

Author of several books, such as: Tutela Antecipada nas Relações de Consumo; Intervenção de Terceiros no CDC; Código de Defesa do Consumidor Comentado; pocket editions of legal books (volumes I and II), Direito do Consumidor.  Ragazzi has also written several  articles published in specialist law magazines.


2005 – Doctorate in Civil Procedural Law, Pontifícia Universidade Católica de São Paulo (PUC/SP)
2001 – Master of Law, Instituição Toledo de Ensino (ITE)
1993 – Bachelor’s Degree in Legal Sciences, Faculdade de Direito de São Carlos (FDSC)

Additional information
Professional Affiliations

Portuguese Bar Association (OAP)
Since September 2023

Brazilian Bar Association (OAB)
Honorary Member of the Special Commission on Lusophone Law of the Federal Council
Since Oct. 2022

Brazilian Association of Corporate Lawyers (ABRAC)
Founding fellow
Since Apr. 2021

Federation of Portuguese Language Lawyers (FALP)
Founding fellow
Since Jul. 2020

Lawyers Institute of São Paulo (IASP)

Member of the Permanent Comission of Bankruptcy and Recovery Law
Since Feb. 2021
Member of the Permanent Comission of Banking Law Studies
Since Jan. 2021
Member of the Permanent Commission of Contract Law Studies
Since Apr. 2022
Effective Member
Since Apr. 2019

Debt Recovery Committee  of FEBRABAN (Brazilian Federation of Banks)
Since Mar. 2019

Brazilian Institute of Procedural Law
Since Mar. 2019

Academic activity
Faculdade de Direito de Bauru (ITE)
Since Jan. 2018

Instituição Toledo de Ensino (ITE)
Professor of Research and Development
Since Jan. 2018

Faculdade de Direito do Sul de Minas (FDSM)
Professor of General Theory of Procedure for Bachelor’s/Master’s Degree programs
From 2013 to 2017

Instituto de Educação Superior de Bauru (IESB)
Coordinator of the Law Program
From 2010 to 2012

Universidade de Marília (UNIMAR)
Professor for the Master’s Degree Program
From 2008 to 2010

Pontifícia Universidade Católica de São Paulo (PUC/SP)
Guest Professor of COGEAE – Graduate Degree Program (Specialization)
Since Jan. 2007

Universidade Federal da Bahia (UFBA)
Guest Professor
Since Jan. 2007

Universidade Estadual de Londrina (UEL)
Guest Professor
Since Jan. 2007

Instituto Paranaense de Ensino (IPE)
Guest Professor
Since Jan. 2004

Escola Superior de Magistratura do Paraná (ESM)
Professor of Civil Procedural Law and Consumer Law for the Graduate Degree Program
Since Jan. 2001

Brazilian Bar Association (OAB-SP)
Professor of Civil Procedural Law and Consumer Law for the Bachelor’s Degree Program
Since Jan. 2000

Since 2013 – UNIFAFIBE Magazine
Since 2013 – Fundação da Escola do Ministério Público da Paraíba Magazine
Since 2008 – Verbatim Publisher


Revista dos Tribunais Online, Thomson Reuters, 01/2014 – “STF declares extrajudicial enforcement of guarantees by banks constitutional in light of due process of law and possible adversarial proceedings” – Link

FALP (Federation of Portuguese Language Lawyers) Magazine, Volume nº 1, November 22, 2022 – “Right to Development in the Rule of Law: citizenship, justice and reduction of inequalities”, co-authored with Caio Medici Madureira and Lúcia Helena Polleti Bettini – Link

CONJUR, May 31, 2022. Suppression of Credit Guarantees without Creditors’ Consent in Court-supervised Reorganization: illegality and unconstitutionality, co-authored with Lúcia Helena Polleti Bettini – Link

Estadão – Blog do Fausto Macedo, April 27, 2021. Court-supervised reorganization, coexistence of principles, and the demanding need to benefit a contractual good faith to preserve legal and economic security in Brazil, co-authored with Marcus Vinicius Moura de Oliveira – Link

Lexlatin, June 25, 2020. Covid 19: The University, the Law and its solcial rule during COVID-19, co-authored with Claudia Mansani Queda de Toledo – Link


Recognized as “Litigation Star” by the North American publication Benchmark Litigation, 2021 edition.
Recognized as one of the most admired lawyers in Brazil by the Brazilian publication Análise Advocacia, 2021, 2019, 2018 and 2016 edition.